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Terms of Use

Last updated: April 2025

1. About This Website

This website is operated by St Christopher Capital Ltd and St Christopher Homes Ltd, two separate legal entities with common directors and related companies, both registered in the United Kingdom. By using this website you agree to these Terms of Use.

2. Intended Audience

This website is directed solely at high-net-worth individuals and certified sophisticated investors as defined under the Financial Services and Markets Act 2000 (Financial Promotions) Order 2005. It is not directed at retail investors or the general public. By continuing to use this website you confirm you meet these criteria. If you do not, please leave immediately.

3. Not Financial Advice or a Financial Promotion

Nothing on this website constitutes financial, investment, tax or legal advice, a financial promotion, an offer to invest, or a solicitation to enter into any investment agreement. St Christopher Capital Ltd is not authorised or regulated by the Financial Conduct Authority. It acts as arranger only. The loan notes it arranges are unregulated investments not covered by the FSCS. Your capital is at risk. Seek independent advice before investing.

4. Accuracy of Information

We take reasonable care to ensure information on this website is accurate. However, we make no warranty as to its accuracy, completeness or fitness for purpose. Any indicative figures or projections are illustrative only and are not guaranteed. Past performance of any development is not a reliable indicator of future results.

5. Intellectual Property

All content on this website is the property of St Christopher Capital Ltd and/or St Christopher Homes Ltd and is protected by copyright. You may not reproduce or distribute any content without our prior written consent.

6. Links to Other Websites

This website contains links to third-party websites including St Christopher Homes Ltd at www.saintchristopherhomes.com. We are not responsible for the content or availability of any linked website.

7. Limitation of Liability

To the fullest extent permitted by law, St Christopher Capital Ltd and St Christopher Homes Ltd exclude all liability for any loss or damage arising from use of, or reliance on, this website. Nothing in these terms excludes liability for fraud, death or personal injury caused by negligence, or any other liability that cannot be excluded by law.

8. Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes arising in connection with these terms or this website shall be subject to the non-exclusive jurisdiction of the courts of the United Kingdom.

9. Changes to These Terms

We may update these terms at any time. The date at the top of the page shows when they were last revised. Continued use of the website constitutes acceptance of the revised terms.

Contact: Queries regarding these Terms of Use should be directed to enquiries@saintchristopherhomes.com